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BUSINESS INSURANCE

Coverage and risk management solutions for companies of all sizes.

Business insurance protects your small business from financial damages that can result from accidents, property damage, professional errors, workers compensation claims and other situations. Having accurate coverage is critical in minimizing the negative impact of claims against your business.

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A business owner's policy ("BOP") includes both general liability insurance and commercial property insurance, sometimes called business hazard insurance. Together, they provide liability and property coverage for your small to medium sized business. 

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General Liability protects your business from another person or business’ claims of bodily injury, associated medical costs and damage to their property.

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Commercial auto insurance provides a variety of coverages for cars, trucks, vans and other vehicles used by your business.

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Business property insurance is coverage that can protect your company’s physical assets from unexpected events, including fires, windstorms, theft and vandalism. Physical assets covered by commercial property coverage could include the business property you own or rent, office equipment, furniture, fixtures, inventory and other items you count on to support your daily operations.

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Workers’ compensation insurance covers employees injured on the job or in auto accidents while on business. It also covers work-related illnesses. We’ll work with you to find a solution that creates a safer and more productive workplace.

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Commercial umbrella insurance provides an extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been reached.

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Cyber liability insurance protects your business against the expenses associated with a hack or data breach. In today's environment, having this coverage is crucial for most businesses.

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EPLI, or employment practices liability insurance, covers litigation alleging discrimination, sexual harassment, retaliation, and other employment-related issues. 

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Errors & omissions liability insurance protects any business that gives advice, makes professional recommendations, designs solutions or represents the needs of others. 

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Directors and Officers liability insurance (D&O insurance) provides coverage for a company and its management, protecting them from claims arising from their decisions and actions.

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A surety bond is a great way to guarantee that a large investment in a project is not lost—whether or not the work gets done. This type of insurance is especially common in the construction industry, and is often utilized for government contracts.

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LaBrozzi Insurance Group
33 Main Street, 2nd Floor
Bradford, PA 16701

Phone: (814) 368-5312
Email:  Labrozzi@unionbayrisk.com
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Any questions? Let us help.

Visit our contact page and we will get back to you quickly!

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© 2022 Union Bay Risk Advisors LLC. All right reserved. Insurance coverage cannot be bound or changed via submission of any online form/application provided on this site. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly by a licensed agent.

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